Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

"I really like the way I was treated by everyone involved in your business, both on the phone and in person."
L. McLaurin,
Los Angeles, CA

More Testimonials

A home equity line [heloc] is an excellent life saver, if you loose your job, the equity in your home is immediately available.

A good home equity loan company can close an equity loan within 20-30 days or less.

An on line home equity loan can be easy, just complete the online application, fax in some paperwork and get ready for the funding.

The best home equity loan is one with a low rate and low cost. Our good credit equity loans cost only $16 to $300.

A refinance home equity loan can sometimes lower your payment and allow you a little more cash out.

A home equity line of credit rate has the ability to adjust monthly, whereas a home equity loan has a fixed rate that doesn't change

Stated Income Equity Line of Credit

No Doc Equity Loan or Stated Income 2nd Mortgage - Yes, even with our Equity Loan or HELOC we allow for stated income. If you don't want to show us your income or can't, that's ok. We offer a variety of loan programs that range from Stated Income [you just tell us your income and we accept it] to No Doc Loan [we don't include any verification of income or assets, that means no employer listed and no bank accounts listed]. You will be surprised, the rates are actually very good. Just complete our Online Application and let us begin saving you money with a low rate home equity loan.

Do we restrict, what you use the money for? No, whether you need cash for a home improvement loan, a debt consolidation loan, or you just want to have some extra cash, you will find that our home equity loan is flexible and low cost.

A Variety of Programs to choose from:

We can help you choose the best loan for your situation. When you need a fast easy equity loan, regardless of your situation, either call us or Apply Online. You can count on us to give you straight answers to the tough questions regarding your home equity loan.

Good Credit Low Rate Home Equity Loan - We will do our best to provide you with a good low interest loan at a low cost. We monitor rates daily and do our best to match or beat competing mortgage company rates. Rarely are competitor rates lower than our underwriter's rates. We bend over backwards to make sure you save money on your home equity loan rate.

Low cost means low cost even with stated income. Your upfront fees and closing costs for our good credit home equity loan program can range from as little as $16 to $300 [depending on your qualifications and credit score]. In fact we can have you pre-approved within a day or two. All you have to do is complete our Apply Online form, fax us some items, then wait 24-48 hours for your approval. 

With us, you are not given a number, we provide personalized service. Either submit your online loan request today or call us. We will share with you with the details of your equity loan approval ASAP.

Home Equity Loan Bad Credit [Stated Income] - Whether you have bad credit, poor credit or marginal credit, and don't want to show us your income, depending on your equity, we may be able to help you.

A Variety of Categories to choose from:

A low rate home equity loan can be a no doc home equity loan or low doc loan with a low rateOur underwriters truly understand and care about our clients who have had past or current credit problems. Our underwriter's faith in you is proven by the low interest rates offered. If we can prove that you will make the payments on the equity loan, even if you have had a recent bankruptcy, foreclosure, or problems with collections or late payments; if we can prove that you can make the loan payment and that you have sufficient equity, the loan is yours. Apply Online today and receive your online home equity loan.

100% No Equity Loan [Stated Income] - That's right, we can help provide you with a loan that is up to 100% of your homes value if needed, even with our stated income equity loan. Our no equity loan can be used to purchase a home, refinance a home, or just pull out cash for personal reasons. Loan application is easy, just Apply Online and we will call or email you a loan proposal or pre-approval ASAP.

The Online Home Equity Loan is convenient, whether you are sipping your coffee and wearing your pajamas at home, or in between meetings at the office, just call or email us for loan status. We are geared to close loans quickly.