Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

A good mortgage broker can save you the hassle of shopping for a mortgage. With only one credit report, your loan file can be presented to many underwriters for approval.

Getting a low mortgage rate is easier when working with a mortgage broker, because they whop for the low interest rate for you.

A easy home loan is our no doc loan, we do not verify income or assets.

A no money down loan is similar to a veteran loan, they both allow a person to purchase a home with no down payment.

A loan for a first time home buyer usually refers to a loan with either 3% down to no down payment.

The key to a good first time home buyer program is low cost with a low interest rate. The seller usually pays the most of the closing costs on a first time buyer purchase loan.

About aLoanNow.com

Atlantic Security Financial is a Mortgage Brokerage Firm that has been financing real estate in California and other states on the west coast since 1991. We specialize in residential home loan financing regardless of the clients financial circumstances. Whether you need a home equity loan, a purchase loan, a refinance, a bad credit loan, a no doc loan, an investment property loan, we can help you. Browse through our site and review it thoroughly, you will get a better understanding of who we are and how we can help you with your real estate financing needs.

A Variety of Programs to choose from:


We provide both bad credit loan programs and bad credit home equity loan programs for high risk loan borrowers. Financing with "PERFECT" Financial Circumstances

When we say regardless of your financial circumstances we mean that. If you have perfect credit, sufficient income and job stability, and at least 3-10% saved for your downpayment then you will most likely qualify for our best rate loan programs. You will appreciate our low interest loan programs and timely approvals.

Financing with "BAD CREDIT LOAN"

If your situation is less than perfect meaning you have bad credit or you can't verify your income, or you're not employed or you need a bad credit loan, then we can still help you. Our underwriters specialize in providing low interest loan programs to those with less than perfect circumstances, "and without raking you over the coals". We have been helping clients with less than perfect credit since 1991, and with good success. Review some of our "HARD CASE - High Risk Loan Scenerios". You might have a similar situation, if so, we can most likely help you.

Need a "First Time Home Buyer Program"?

We provide low rates on our first time home buyer program, including our no money down, no doc loan, and bad credit loan or high risk loan. Many times prospective buyers who are looking for a good first time home buyer program, call us after being completely confused or unfamiliar with what is required to purchase a home. It can be frustrating having everyone you call try to sell you a loan. You don't feel like they are really interested in having you understand the loan programs, they just want you to sign on the dotted line. That is where we can be of help, candid advice that you can trust. After we analyze your situation we will describe in detail all the different options and loan programs available. We will share with you the many different ways to save money when negotiating the purchase of your home as well as the details to selecting the best loan for your situation.

Need an "Investment Property Loan"?

Whether you are a first time investor or a seasoned investor, you will appreciate our detailed property analysis. The most important details in purchasing a profitable investment property are the numbers. The numbers have to make sense and prove that the property will be profitable, whether you intend on keeping the property for years or for only months. We give you candid advice, to help you make the prudent decisions. We work closely with accountants and CPA's to determine profitability of investment properties, no salesmanship, just numbers. We realize that one bad real estate investment can cause havoc on an investors real estate portfolio. Don't wait until you're in escrow to verify the profitability, call us, as you're considering purchasing property, we will do our best to help you make wise decisions.

The Online Mortgage Inquiry is convenient, whether you are sipping your coffee and wearing your pajamas at home, or in between meetings at the office, just call or email us for loan status. We are geared to close loans quickly.