Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

"This is to express my appreciation for the good work that was done on the recent loan application submitted to you by the buyer of my property. What appeared to be a "Lost Cause" was brought to a successful conclusion, thanks to your tact, perseverance and resourcefulness. I would recommend you to anyone"
R. Seifert,
Oakhurst, CA

More Testimonials

A home equity line [heloc] is an excellent life saver, if you loose your job, the equity in your home is immediately available.

A good home equity loan company can close an equity loan within 20-30 days or less.

An on line home equity loan can be easy, just complete the online application, fax in some paperwork and get ready for the funding.

The best home equity loan is one with a low rate and low cost. Our good credit equity loans cost only $16 to $300.

A refinance home equity loan can sometimes lower your payment and allow you a little more cash out.

A home equity line of credit rate has the ability to adjust monthly, whereas a home equity loan has a fixed rate that doesn't change

Home Equity Loan, it's Easy!

Need a Home Equity Loan? If you need some cash from your home equity we have a variety of programs to choose from. Whether you need cash for a home improvement loan, a debt consolidation loan, or you just want to refinance your second mortgage with a lower rate, we can certainly help you.

If you want a fast home equity loan or HELOC with a low rate and low cost, Apply Online, we will make this process as quick and easy as possible. Let us help you compare the programs to determine which loan will save you the most money while you own your home.

A Variety of Programs to choose from:

We can help you choose the best loan for your situation. When you need a fast easy equity loan, regardless of your situation, either call us or Apply Online. You can count on us to give you straight answers to the tough questions regarding your real estate financing needs.

Good Credit Low Rate Home Equity Loan - We will do our best to provide you with a good low interest loan at a low cost. We monitor rates daily and do our best to match or beat competing mortgage company rates. Rarely are competitor rates lower than our underwriter's rates. We bend over backwards to make sure you save money on your home equity loan rate.

Low cost means low cost. Your upfront fees and closing costs for our good credit easy equity loan program can range from as little as $16 to $300 depending on your qualifications and credit score. In fact we can have you pre-approved within a day or two. All you have to do is complete our Apply Online form, fax us some items, then wait 24-48 hours for your approval.

With us, you are not just given a number, we provide personalized service. Either submit your online loan request today or call us. We will call you with the details of your equity loan approval ASAP.

Home Equity Loan Bad Credit - Many companies say that they provide bad credit equity loans, but most companies offer such high rates and fees, they are actually hurting their customers more than helping them.

A Variety of Categories to choose from:

Low rate quick on line home equity loan programs, heloc, second mortgage bad credit and home equity loan bad credit programs.Our underwriters truly understand and care about our clients who have had past or current credit problems. Our underwriter's faith in you is proven by the low interest rates offered. If we can prove that you will make the payments on the equity loan, even if you have had a recent bankruptcy, foreclosure, or problems with collections or late payments; if we can prove that you can make the loan payment and that you have sufficient equity, the loan is yours. Apply Online today and receive your online home equity loan.

100% No Equity Loan - That's right, we can lend up to 100% of your homes value if needed. The interest is usually tax deductible also [consult a CPA for details]. Our no equity loan can also allow for marginal to poor credit and in many cases allow for stated income. Application is easy, just Apply Online and we will call or email you back with a loan proposal or pre-approval ASAP.

No Doc Equity Loan or Stated Income 2nd Mortgage - If you don't want to show us your income or can't, that's ok. We offer a variety of loan programs that range from Stated Income [you just tell us your income and we accept it] to No Doc Loan [we don't include any verification of income or assets, that means no employer listed and no bank accounts listed]. You will be surprised, the rates aren't bad, they're actually very good. Just complete our Online Application and let us begin saving you money with a lower interest loan.

The Online Home Equity Loan is convenient, whether you are sipping your coffee and wearing your pajamas at home, or in between meetings at the office, just call or email us for loan status. We are geared to close loans quickly.