"Already referred a friend. and will do so again when the opportunity arises."
J. Hughes,
Agoura Hills, CA

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L. McLaurin,
Los Angeles, CA

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A No Money Down Home Loan requires a Lender that specializes in No Down, if you want a fast easy loan.
A Zero Down Mortgage loan can make the dream of buying a home possible.

If you want to buy a home with no money down, you should choose a mortgage company with no money down experience, years of experience.

A No Down Payment Home Loan can allow you to purchase a home without spending your retirement.

The Zero Down Payment Loan accomplishes the American Dream. It is the All American Home Loan.

The No Money Down Loan is a key First Time Home Buyer Program.

A bad credit home purchase loan should only be requested from a lender that specializes in the bad credit loan program.

A good mortgage broker can save you the hassle of shopping for a mortgage. With only one credit report, your loan file can be presented to many underwriters for approval.

Getting a low mortgage rate is easier when working with a mortgage broker, because they shop for the low interest rate for you.

A easy home loan is our no doc loan, we do not verify income or assets.

A no money down loan is similar to a veteran loan, they both allow a person to purchase a home with no downpayment.

A loan for a first time home buyer usually refers to a loan with either 3% down to no down payment.

The key to a good first time home buyer program is low cost with a low interest rate. The seller usually pays the most of the closing costs on a first time buyer purchase loan.

No Money Down - Zero Down

How to buy a home with absolutely No Downpayment - Zero Downpayment

Our no-downpayment loan program is one of the most exciting loan programs that we work with. This is a program that will allow any qualified buyer the opportunity to purchase a home with a value up to a $750,000 priced home with absolutely NO DOWNPAYMENT.

A No Money Down Loan to $750,000

This program offers either a fixed rate or an adjustable rate mortgage, with the downpayment financed. This program is designed to help those people who have acceptable income but unfortunately don't have a downpayment saved to buy a home. There are minimal costs involved, but even when renting, a person usually has to pay costs like a security deposit. In most cases, if a person wants to own their own home, now they can and with no downpayment - zero downpayment.

PROGRAM DETAILS:

Approximate amount of money needed to buy a home:

"1% of the sale price" *

* Providing the seller pays for some of the buyers closing costs.

This financing program makes buying a home easy and affordable!

There are many companies that offer Zero Down Loans but unfortunately not every companies rates are the same. In fact by choosing the wrong company to finance your home, you could possibly be forced to pay a payment that is $100-$200 more every month.

We have been working with the No Down Loan for years now. In fact we were one of the first companies who worked with the Zero Down Home Loan when it was just an experimental loan. We worked with it when it was still in it's test market phase.

We know which underwriters are offering the lowest interest rates. We monitor and study the market daily, determining which underwriters have the lowest rates and costs. Once we gather the typical loan application paperwork from our clients, we determine which of the best programs they qualify for, then present them with the best choices. We explain the details so they can make the best decision possible. We feel the more information you understand, the better your ability to make a wise decision.

Categories of Zero Down Loans:

Stated Income Loan with No Downpayment, is that possible? Yes, if you don't want to show us your income or can't, that's ok, even if you don't have a downpayment. This is where the trust factor is critical. This loan program is equivalent to the old days, when a person's word was good. If you said you were going to pay a person back, they felt confident that you would, because you said you would. With this loan we pretty much just shake your hand and give you the loan to buy your home, we trust that you will pay us back.

We offer a variety of loan programs that range from Stated Income [you just tell us your income and we accept it]. We also have a very low downpayment programs with the No Doc Loan feature [we don't include any verification of income or assets, that means no employer is listed and no bank accounts listed].

You will be surprised, the rates aren't bad, they're actually very good. Just complete our Online Application and let us help you qualify for the purchase of your home. Pre-Approval or Pre-Qualification is extremely important when purchasing a home, it not only helps in the negotiation process with the seller, but it can also eliminate problems with financing. The Pre-Approval process can answer most if not all of your finance related questions. The worst situation is when a person falls in love with a house, has their agent write an offer, the offer gets accepted, then finds out that they can't afford the house price. Get Pre-Approved today, our Online Application is quick and easy.

Bad Credit Loan, Yes, and with Zero Down! Since we have worked on the Zero Down Loans for many years, we have been pushing our underwriters to be more flexible with the credit guidelines. Gradually, over the years we have gotten them to loosen up on the credit guidelines. Initially, 680 was the lowest FICO score for Zero Down Loans. In recent years we convinced our underwriters to approve loans for our clients who have 560-580 mid credit scores. As long as we can prove that you can make the mortgage payment, you should be trusted with a No Down Payment Loan.

Let us help you with the purchase of your home. If you need a No money Down Home Loan, our experience can save you time, save you frustration and most importantly save you money. Online Application is quick and easy.

Complete our Online Inquiry form today, let us pre-approve you for a home