Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

An online purchase loan mortgage loan can close within 20-30 days.

A purchase money loan rate can be locked throughout the time it takes to close the loan.

An online mortgage if processed properly can be more convenient than the old fashion face to face application loan.

You can apply for an online purchase loan while at work or at home, in your business suit or your pajamas.

A purchase money mortgage should chosen carefully, insuring that the payments remain affordable during the entire time you own your home.

A bad credit home purchase loan should only be requested from a lender that specializes in the bad credit loan.

Purchase Mortgage, it's Easy!

Need a Purchase Loan? If you need a loan to buy a home, whether you are a First Time Buyer or a seasoned Rental Property Investor, we have a wide variety of loans to choose from. For a purchase money mortgage, let us help you compare the programs to determine which loan will save you the most money while you own your home.

Whether you need a:

We can help you choose the best loan for your situation. When you need a fast easy loan, regardless of your situation, either call us or Apply Online for a quick and easy loan online.

We want to share with you ways to save money not only on the negotiation and purchase of your home, but also on the financing. You can count on us to give you straight answers to the tough questions regarding your real estate financing needs.

Good Credit? Yes? We will do our best to provide you with a low interest loan at a low cost. We monitor rates daily and do our best to match or beat competing mortgage company rates. Rarely are competitor rates lower than our underwriter's rates. We bend over backwards to make sure you save money on your purchase mortgage.

Let us help you save money on your home loan purchase. Complete our Online Application, and we will respond with an easy home loan tailored to save you money on the purchase of your home.

With us, you are not just given a number, we provide personalized service. Either submit your online loan request today or call us. We will call you with the details of your loan pre-approval ASAP.

Bad Credit Purchase Loan? Many companies say that they provide bad credit mortgages, but most companies offer such high rates and fees, they are actually hurting their customers more than helping them.

Our underwriters truly understand and care about our clients who have had past or current credit problems. Our underwriter's faith in you is proven by the low interest rates offered. If we can prove that you will make the payments on the purchase loan, even if you have had a recent bankruptcy, foreclosure, or problems with collections or late payments; if we can prove that you can make the loan payment, the loan is yours. Apply Online today and receive your online mortgage.

No Doc Loan or Stated Income Loan? If you don't want to show us your income or can't, that's ok. We offer a variety of loan programs that range from Stated Income [you just tell us your income and we accept it] to No Doc Loan [we don't include any verification of income or assets, that means no employer listed and no bank accounts listed]. You will be surprised, the rates aren't bad, they're actually very good, in many cases lower than rates offered by other bank full documented files. Just complete our Online Application and let us begin saving you money with a lower interest loan.

The Online Purchase Mortgage is convenient, whether you are sipping your coffee and wearing your pajamas at home, or in between meetings at the office, just call or email us for loan status. We are geared to close loans quickly 20 to 30 day escrows are ok with us.