Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

A home equity line [heloc] is an excellent life saver, if you loose your job, the equity in your home is immediately available.

The No Money Down Loan is a key First Time Home Buyer Program.

An on line home equity loan can be easy, just complete the online application, fax in some paperwork and get ready for the funding.

The best home equity loan is one with a low rate and low cost. Our good credit equity loans cost only $16 to $300.

A bad credit home loan can have a low rate with affordable payments, call us and let us show you.

The Stated Income home loan is the best choice for the self employed who earn their income as undocumented cash.

"I really like the way I was treated by everyone involved in your business, both on the phone and in person."
L. McLaurin,
Los Angeles, CA

"Thank you for helping to make our home buying process relatively easy and pleasant. We appreciated your patience and persistence. We would be pleased to recommend you to others."
S & B Nixon,
Los Angeles, CA

"Already referred a friend. and will do so again when the opportunity arises."
J. Hughes,
Agoura Hills, CA

"This is to express my appreciation for the good work that was done on the recent loan application submitted to you by the buyer of my property. What appeared to be a
"Lost Cause" was brought to a successful conclusion, thanks to your tact, perseverance and resourcefulness. I would recommend you to anyone."
R. Seifert,
Oakhurst, CA

More Testimonials

An on line home equity loan can be easy, just complete the online application, fax in some paperwork and get ready for the funding.

A No Doc Mortgage loan in many cases can work well with an unemployed borrower or a person in between jobs.

A refinance home equity loan can sometimes lower your payment and allow you a little more cash out.

A home equity line of credit rate has the ability to adjust monthly, whereas a home equity loan has a fixed rate that doesn't change.

A good second mortgage bad credit broker, with the proper experience may be able to cure your foreclosure or bankruptcy.

An easy loan is the Stated Income Loan, it requires less paperwork, no income tax paperwork, no w2's, no paystubs or bank statements.

Client Testimonies

This page has been provided to you on behalf of a few of our satisfied customers, who have commented on our mortgage service. Our customers are valuable to us, they are like family. We want to do our best to help them understand the different loan programs available, so they can make prudent decisions. We also want to help them save money with low interest loan and low cost loan programs. Our good intentions are rated by the quality personal service we provide, that is why these comments are so valuable to us.

This is why we work so hard at trying to fully satisfy our customers every need regarding the financing of their home, its to get the satisfaction of a statement or a letter of recommendation. Again, these are just a few of our testimonial letters from our customers. We hope these comments from past clients will help you understand who we are and how much we value our clients.

M. Cohen, Los Angeles, CA - I can't thank you enough really. You were incredibly helpful, always answered my questions promptly, and were easily accessible. In fact, Rand, your service was probably better than any service I've received by any individual representing a company in years. I don't know how you manage to do it... Keep up the good work, and expect to hear from me next time I need loan services. Thank you VERY much, Matt.

S & B Nixon, Los Angeles, CA - Thank you for helping to make our home buying process relatively easy and pleasant. We appreciated your patience and persistence. We would be pleased to recommend you to others.

Pastor B. Emmons, Chatsworth, CA - Thanks for your help!

L. McLaurin, Los Angeles, CA - I really like the way I was treated by everyone involved in your business, both on the phone and in person.

California home loan programs with low rate even for bad credit loan clients

B. Grose, Newhall, CA - We want to thank you so much for making it all happen in the purchase of our first home. Brad and I both said several times through the process "This never would have happened without Rand/and the Lord of course". But your diligence and tenacity ... did pay off and now our dream home is a reality.

J. Hughes, Agoura Hills, CA - Already referred a friend. and will do so again when the opportunity arises.

T & L Black, Colorado Springs, CO - We appreciate your help, especially the extra effort that you allowed us a lock-in at a lower rate... Thanks for everything.

R. Seifert, Oakhurst, CA - This is to express my appreciation for the good work that was done on the recent loan application submitted to you by the buyer of my property. What appeared to be a "Lost Cause" was brought to a successful conclusion, thanks to your tact, perseverance and resourcefulness. I would recommend you to anyone.

G & M Archer, Granada Hills, CA - I just want to thank you for the superior service you provided Miriam and me in the refinancing of our home. You expedited the process so that we were able to lock in a low interest rate, during a time when the rates were moving up; you minimized the hassle of paperwork; and you were always available when we had questions about the loan. Thank you.

T. Nordhoff, Valencia, CA - Just a note to say thank you for the hard work and effort you put into getting our townhouse refinanced and then helping us get a home loan, so we could buy the home we really wanted! We were very pleased with your efforts and would recommend you in the future. Thanks again!

J. Meyer, Santa Clarita - Thanks for taking the time to discuss my refinance situation. I rushed home with optimism and happily located our (financing) paperwork. Viola! Conditional right to refinance! Who knows if I would have ever found out from Countrywide. I don't know how many people would have given information to a potential client which might defer the business. I will hold onto your card and call you whenever we get this house sold. + I will recommend you. Thanks again!

B. McKenny, Gibson & Assoc., Studio City, CA - Just a short note to say thank you for your help in finding a loan program for my client. As you know, we as agents must continually strive to obtain the highest level of professionalism, I truly appreciate your help in obtaining that goal, the industry needs more agents like you. Working with you has been a pleasure. I look forward to having another transaction with you in the near future.

R. Patac, Sherman Oaks, CA - Thank you once again for your continued and always courteous professional service in the processing of our refinance loan. We will be sure to recommend you to our friends and neighbors in the community as a mortgage institution with excellent service - as always.

M. Toyofuku - We would again like to take this opportunity to thank you for the excellent services you have provided for us during our refinancing. The key word here is SERVICE.

One of the primary items a potential borrower initially looks at in a loan is competitive rates. In most instances, the quality of service is an unknown variable. This was our situation when we first contacted you regarding a mortgage refinance on our home. We were very skeptical when you claimed that you would be able to close escrow in 2 1/2 weeks based on the preliminary information we provided you. However, by the end of the 2 1/2 weeks the skepticism was transformed into complete satisfaction. You personally met with us at our home at a time when it was convenient for us. You took the time to explain to us the steps we were to follow in our refinance and answered many questions in a manner that was very easy for us to understand. We were given ample lead time to gather all pertinent information required. The one item which impressed us the most was the promptness and completeness in which you responded to our many phone calls to you...

W. Friedman, CPA, Chatsworth, CA - I am writing this letter to commend and have recognized, the efforts and hard work that your employee Rand L. Miller has put forth in the handling of my refinance. Mr. Miller has made sure that the normally unpleasant experience that goes along with home refinancing was as painless as possible. As a Certified Public Accountant, I provide personal services for my clients. I hope that my clients feel as happy with my services as I am happy with the service provided to me by Mr. Miller. It is my intention to refer my clients who need assistance, regarding Real Estate Lending, to Mr. Miller for his services.

R. Lund, CHP Officer, Valencia, CA - I wish to express my sincere appreciation for all your efforts in closing this escrow in such a short time frame, two weeks. Mr. Rand Miller, my contact with your company, should be commended for his diligence and wisdom in "pushing" the loan through to meet a two-week escrow deadline. Mr. Miller was in constant communication with us during the loan process, especially near the end in the approval and funding phases... I have already recommended him to family members and peers at my workplace, and will continue to do so. Again, thank you for all your hard work.

W. Erlach, Val Verde, CA - We would like to thank you for everything you have done for us. You made the impossible possible. Whenever we are in need for a new loan we will think of you. We still cannot believe that we have the loan and that all in 2 1/2 weeks.We also will recommend you to all our friends. Thank you again.

J. Noyes, Saugus, CA - Thanks so much for the wonderful service in helping me obtain my new home loan. I interviewed several brokers before settling on you and everything turned out just great. I am very pleased with the service you and the other people at Atlantic Security Financial gave me and my wife Lynda. Please feel free to use me as a reference.

D. Hart, Chatsworth, CA - I would like to personally thank you for having Rand Miller work on our loan. He was meticulous and a joy to work with. He managed to get our loan approved quickly and with a minimum of fuss. We have friends who have been waiting (4) months for their loan to close with another lender, who can't believe the service he (Rand Miller) provided us. Thanks again.

J. Lin, Woodland Hills, CA - We recently refinanced our mortgage loan through your institution. We would like to express our thanks to your staff and Mr. Rand Miller for his outstanding assistance in getting our refinance completed in time. The whole procedure took less than 3 weeks, the fastest turnaround that we've ever experienced. It couldn't be accomplished without Rand's thorough preparation and follow through. We wish you all the success in your business.

P.S. Rand just helped me pre-qualify one of my clients, friendly and efficiently. Thanks.

D. Wagner, Saugus, CA - My husband and I were recently approved for a loan and we wanted to say we were very pleased with the mortgage broker we went through, Rand Miller. He was very professional, patient and informative. When we called with a question he was always prompt on returning our call. We felt very comfortable asking questions that were not clear to us and he always was very polite with the answers. I would highly recommend him to all my friends and relatives. If I should ever need a loan in the future, I would want him to handle it. We would like to say "Thank You" Rand Miller...

M. McGraw, Saugus, CA - The purpose of this letter is to let you know how much we appreciated the help of Rand Miller on our loan. He was extremely helpful on all of our questions and answered all our phone calls promptly. I must say, this was the easiest and most efficient loan we have ever encountered.

I wouldn't hesitate to recommend Rand to any of our friends or family. Thank you for a job well done.

Now you can see for yourself what kind of satisfaction we get for working hard for our customers. Letters of recommendation are truly feathers in our cap. It certainly makes all the hard work worth it.

If you are interested in financing, call us today. Let us work as hard and as fast as we can for you! CALL US TODAY! (800) 644-LEND , or email us, or complete our Online Inquiry today.